All comparisons

RRLabs vs Gravy

Gravy pairs software with a human outreach team billed as a share of recovery. RRLabs automates the same outreach at a flat fee.

Legacy dunning vs RRLabs

CapabilityGravyRRLabs
Retry logicHuman-led outreach scheduleAdaptive retries scored per decline code and customer history
Messaging channelsEmail and phone outreach by agentsEmail, SMS and Meta WhatsApp Cloud API (bring your own number)
CopywritingAgent-written, per accountAI copywriter with a 4-tier waterfall and deterministic fallback
Pricing modelPercentage of recovered revenueFlat $100 / $250 / $500 per month — you keep 100% of recovered revenue
White-labelVendor branding on every message+$300/mo: custom CNAME, DKIM signing, zero watermark
Time to valueSales call, then onboardingRead-only Stripe connection, live in minutes
Email 21% open rate vs WhatsApp 98% read rateDark-mode SVG comparison card by Palash Sarker (Founder & Software Architect, RRLabs) comparing transactional email at 21% open rate against WhatsApp Cloud API at 98% read rate within 15 minutes.CHANNEL READ RATE VS RECOVERY LIFTWhatsApp Cloud API98%read in < 15 min · +12-18 pts recoverySMS88%read in < 30 min · +7-11 pts recoveryPush notification38%opened in < 1 hour · +3-5 pts recoveryTransactional email21%opened in 2-6 hours · baseline
Recovery channel comparison: WhatsApp Cloud API 98% read rate within 15 minutes vs transactional email 21% open rate.

Savings calculator: Gravy vs RRLabs

Assumes a 63.8% recovery rate, the RRLabs platform average.

At risk / month
$8,400
Recovered / month
$5,359
Gravy fee
$1,072
RRLabs flat fee
$250/mo

Switching keeps roughly $822 more of your recovered revenue every month — $9,862 a year.

Migration blueprint

  1. 1Export your current failed-payment backlog.
  2. 2Connect Stripe read-only and import the backlog.
  3. 3Warm your own sending domain with DKIM.
  4. 4Wind down the percentage-based contract at renewal.

Frequently asked questions

Can automation match a human outreach team?
For involuntary churn — expired cards, insufficient funds, 3-D Secure — the fix is a link and a nudge, which automation delivers in seconds at any hour.
What does RRLabs cost at scale?
$500/mo on the Scale tier, plus $300/mo if you want full white-label, no matter how much you recover.