AI-scored dunning for subscription businesses

Turn failed payments into recovered revenue.

RRLabs listens to your billing webhooks, scores every failed renewal, and runs smart retries plus email, WhatsApp and SMS follow-ups — with every recovered dollar attributed back to the attempt that saved it.

Start recovering revenue See the recovery pipeline

Read-only Stripe OAuth · SOC-2 aligned controls · no card data stored

Recovered MRR

$48,210

12.4%

Recovery rate

63.8%

Attempts this month

2,184

1,394 recovered

Channel mix

  • Email 62%
  • WhatsApp 29%
  • SMS 9%

Plugs into the billing stack you already run

  • StripeRead-only OAuth
  • Lemon SqueezyCheckout + webhooks
  • PaddleMerchant of record
  • ResendTransactional email
  • Meta WhatsApp Cloud APIBYOK sender

Seven steps from decline to dollars

Every failed renewal runs the same audited pipeline — and you can see exactly where each one sits, in real time.

  1. T+0s

    Failed renewal

    Card declined at the PSP

  2. T+2s

    Signed webhook

    Verified & de-duplicated

  3. T+3s

    AI scoring

    Recoverability + best channel

  4. Day 2

    Smart retry

    BIN-aware retry routing

  5. Day 3

    Email nudge

    Branded, one-tap update link

  6. Day 5

    WhatsApp follow-up

    Template-approved sends

  7. Day 6

    Attributed recovery

    $ credited to the touch

Swipe to follow the pipeline →

RRLabs autonomous recovery pipelineDark-mode SVG diagram of the RRLabs autonomous recovery workflow by Palash Sarker (Founder & Software Architect, RRLabs): failed payment at T+0s, HMAC-SHA256 verification, AI decline scoring, smart retry, WhatsApp cadence and attributed recovery.AUTONOMOUS RECOVERY PIPELINET+0sFailedpaymentPSP decline eventT+2sHMACverifyTiming-safe signatureT+3sAIscoringRecoverability + channelDay 2SmartretryDecline-code windowDay 3WhatsAppcadence98% read in 15 minDay 6Attributedrecovery$ credited to the touchNo card data touches the recovery layer — every recovered dollar maps to the exact attempt that saved it.
The autonomous RRLabs recovery workflow: a failed payment is ingested, its webhook signature verified with HMAC-SHA256, scored by AI for recoverability, retried inside a decline-code aware window, followed up over WhatsApp, then attributed back to recovered revenue.

Built for the messy reality of billing

Declines are not one problem. RRLabs handles insufficient funds, expired cards, issuer risk blocks and 3DS drop-off with different playbooks.

AI recoverability scoring

Every decline is scored on likelihood to recover, best channel and best retry window.

BIN-aware retry routing

Retry timing adapts to issuer behaviour, card type and decline code — not a fixed cadence.

Multi-channel dunning

Email, WhatsApp and SMS sequences that stop the moment the payment succeeds.

Dollar-level attribution

Know which retry or message recovered each invoice, down to the touchpoint.

Provider integrations

Stripe, Paddle and Chargebee via signed webhooks and read-only OAuth scopes.

Audit-ready by default

Immutable event log, RBAC and audit room exports for finance and compliance.

Built by

Palash Sarker on LinkedIn
Named accountable owner for every incident

Palash designed the decline-code routing table, the HMAC-verified webhook ingestion layer and the multi-tier AI recovery engine behind RRLabs. Every retry window, template and attribution rule is signed off by a single accountable architect — not an anonymous support queue.

ROI calculator

See what involuntary churn is costing you

Based on an observed 63.8% average recovery rate across RRLabs workspaces. Move the inputs to match your billing volume.

$50,000
10%

Revenue lost / month

$5,000

Projected recovery / month

$3,190

Projected recovery / year

$38,280

Assumes a 63.8% recovery rate on 10% of $50,000 monthly volume.

Start recovering this revenue

Pricing that scales with recovered revenue

Flat platform fee, no percentage of what we recover. Switch to yearly and get two months free.

Starter

Indie SaaS

For early-stage subscription products.

$100/mo

Up to $10,000 failed volume / mo

  • $10,000 monthly failed volume
  • 1 brand workspace
  • Core smart retry scheduling
  • Email dunning with RRLabs badge
  • AI-written recovery copy
Most popular

Growth

Scaling Businesses

Best value for scaling billing teams.

$250/mo

Up to $30,000 failed volume / mo

  • $30,000 monthly failed volume
  • 2 brand workspaces
  • Multi-channel dunning (Email + WhatsApp BYOK)
  • AI recoverability scoring
  • Zero RRLabs branding

Scale

Enterprise

For finance orgs with compliance needs.

$500/mo

Up to $100,000 failed volume / mo

  • $100,000 monthly failed volume
  • 3 brand workspaces
  • Unlimited billing provider connections
  • Full RBAC and team permissions
  • Audit room exports & priority AI queue